Platform Plans

Simple, Transparent Pricing

The platform is the lease. Transaction fees are the gas. Pick the plan that fits your volume.

Free

$0 / month

Up to $10K/month  ·  Forever free

Invoicing

  • Invoice creation & delivery
  • Recurring invoices
  • Basic invoice templates
  • Up to 50 invoices/month
  • Auto invoice reminders

Payments

  • Zero Cost Card
  • Standard Card (2.8% + $0.30)
  • Bank Transfer / ACH
  • International card (USD)

Portal & Support

  • Self-service customer portal
  • Custom portal branding
  • 1 admin user
  • Email support
  • Dedicated onboarding
  • Chargeback tracking
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Most popular

Growth

$29 / month

$10K – $100K/month

Invoicing

  • Invoice creation & delivery
  • Recurring / subscription invoices
  • Custom invoice templates
  • Unlimited invoices
  • Auto invoice reminders

Payments

  • Zero Cost Card
  • Standard Card (2.8% + $0.30)
  • Bank Transfer / ACH US only
  • International card (USD)

Portal & Support

  • Self-service customer portal
  • Custom portal branding
  • 3 admin users
  • Priority email support
  • Dedicated onboarding
  • Chargeback & dispute tracking
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Pro

$79 / month

$100K+/month

Invoicing

  • Invoice creation & delivery
  • Recurring / subscription invoices
  • Custom + branded templates
  • Unlimited invoices
  • Auto invoice reminders

Payments

  • Zero Cost Card
  • Standard Card (2.8% + $0.30)
  • Bank Transfer / ACH US only
  • International card (USD)

Portal & Support

  • Self-service customer portal
  • Custom portal branding
  • Guest / no-login checkout
  • Unlimited admin users
  • Full reporting + data export
  • API access for reporting
  • Phone / live chat support
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All plans include KYC merchant verification and dedicated onboarding assistance.
Processing fees charged separately by MerkPay (MerchantFocus) per transaction.
Bank Transfer / ACH: 0.5% per transaction · $1.25 minimum · $4.00 maximum.

⚠ Zero Cost Card — State Availability

The Zero Cost Card plan (0% merchant fee, convenience fee passed to payer) is not available for all payers. BillWare automatically applies Standard Card pricing (2.8% + $0.30, paid by the merchant) in the following cases:

Restricted US states/territories: Connecticut · Maine · Massachusetts · Puerto Rico · Texas · Colorado · Oklahoma · New York · New Jersey · Nevada · South Dakota · Minnesota

International payers: Zero Cost Card is not available for payers outside the United States. BillWare does not administer foreign surcharging rules.

State surcharge laws change. BillWare updates its availability list as laws are updated. See Merchant Service Agreement, Sections 6.3–6.4 for full details.

Two transparent ways to get paid

Every merchant picks one of these during onboarding. The fees are published up front, so there’s nothing to negotiate and nothing to discover later.

ACH DEBIT
USD
0% + $0.25 /txn
Rates as of June 23rd
Transaction fee $0.25
Return fee $2.50
Monthly fee Free
Monthly minimum fee None
Payment method type Ach_debit
CARD
USD
0% + $0.00 /txn
Rates as of June 23rd
Visa Discount Fee 0.00%
Amex Discount Fee 0.00%
Transaction fee $0.00
Chargeback $10
Reversal $10
Retrieval $10
Monthly fee $6.00
Monthly minimum fee $6.00
Card update fee $0.20
CARD
USD
2.90% + $0.30 /txn
Rates as of June 23rd
Transaction fee $0.30
Chargeback $10
Reversal $10
Retrieval $10
Monthly fee Free
Monthly minimum fee None
Bank account change fee $5.00
Card update fee $0.00
Card type markup rates 11 card types
Amex 3.1%
Diners Club 2.9%
Discover 2.9%
JCB 2.9%
Maestro 2.9%
Mastercard 2.9%
Solo 2.9%
Visa 2.9%
Visa Debit 2.9%
Visa Electron 2.9%
Interac 2.9%
Payment method type Card
Amex direct processing No

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Ready to simplify your billing?

Get verified, send your first invoice, and get paid, all in one afternoon.

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sales@apoorva.com